If you have Microsoft Excel, you can create budgeting spreadsheets to help you manage your money. Instead of buying expensive software that will only be used for your budget, spreadsheets can be used for a variety of tasks. If you don't have Excel, you can find free spreadsheet applications online in which to manage your budget.
When VisiCalc hit the scene back in the eighties (in the last century), the relatively small group of Apple II users went crazy. It was like manna from heaven for the poor accountants, scientists and engineers who were used to filling in enormous analysis sheets with a pencil. Now, they could use VisiCalc to do the same task, AND calculate the result automatically.
On the other hand, to hire and permanently maintain a team in charge of creating the right spreadsheet solutions for your business would be very costly. Added with the costs of regular spreadsheet-generating program purchases, the costs involved by forming and keeping a well-trained team of spreadsheet designers in your company can generate considerable financial losses to the business you are running, especially when you are the owner of a struggling micro-business. To eliminate the problems behind spreadsheet designing, the best option is to purchase high-quality ready-made spreadsheet solutions from a specialized, reliable provider.
Another advantage to using a spreadsheet application for your budget is that you won't have to access the Internet to access your budget. You will be able to view it or work on it wherever you are and if you typically work on a laptop computer and take it with you when you travel, this can be extremely beneficial. Using budgeting spreadsheets to manage your finances is an easy and affordable way to stay on top of your financial game.
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