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You may also want to track your current spending on one sheet with columns for different categories. Some individuals will list the budgeted amount in one column and then list the actual amount spent in the column next to it.

Not dynamic : Data ranges become redundant when new records are added, resulting in established formulae needing to be altered. Overlooking these errors can be embarrassing and downright expensive, especially if important decisions are being made based on the data.

On the other hand, to hire and permanently maintain a team in charge of creating the right spreadsheet solutions for your business would be very costly. Added with the costs of regular spreadsheet-generating program purchases, the costs involved by forming and keeping a well-trained team of spreadsheet designers in your company can generate considerable financial losses to the business you are running, especially when you are the owner of a struggling micro-business. To eliminate the problems behind spreadsheet designing, the best option is to purchase high-quality ready-made spreadsheet solutions from a specialized, reliable provider.

Once you design the type of budgeting spreadsheets you want to use, it will be easy to copy it for subsequent months or years. You can also use just one sheet and create tabs for each month.

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