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Spreadsheet templates are used for many reasons and each template vary according to the purpose it is used for. Spreadsheets are designed with different calculations depending on various needs.

Regarded as a very effective and reliable means of data management, monitoring valuable financial data, as well as optimizing processes involving frequent data entry and manipulation, spreadsheet programs have rapidly become popular among businesses of all types and sizes.

So you've got what it takes to develop spreadsheets that others would find useful. Now you're thinking about selling your spreadsheets to both help people and generate some additional income using your MS Excel or other spreadsheet development skills. Well, as you know, there are pros and cons to everything you do. Read on to find out what some of them are:

You may want to create a workbook with multiple sheets for various aspects of your budget. You can have one sheet that keeps track of savings and investments and another sheet that lists your monthly bills.

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