Financial templates are highly complex and they deal with very large and advanced calculations. These spreadsheets are used in mortgage, loans, and property investments and so on.
At present, some of the most requested types of spreadsheet packages in the market are: 'Spreadsheets for Small Businesses' and a subset of that: 'Spreadsheets for Actors'.
Protection of formulae : How often have you forgotten to protect the cell contains the formula that took you hours to test and perfect. It takes one instance of honest human error, and that formula is gone.
The budget spreadsheets are little more advanced than the other as they have to undergo higher and tougher calculations and data entries. The budget planners vary according to the particular budgets. These templates are designed such that it fits the particular budget whether it is a wedding budget or the annual get together budget.