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Not dynamic : Data ranges become redundant when new records are added, resulting in established formulae needing to be altered. Overlooking these errors can be embarrassing and downright expensive, especially if important decisions are being made based on the data.

You may also want to track your current spending on one sheet with columns for different categories. Some individuals will list the budgeted amount in one column and then list the actual amount spent in the column next to it.

Spreadsheet templates are used for many reasons and each template vary according to the purpose it is used for. Spreadsheets are designed with different calculations depending on various needs.

"Spreadsheets for Small Business" is a complete package of ready-made spreadsheets that optimizes and facilitates a series of business processes such as sales exec commission tracking, calculating business expenses and planning budgets. The "Spreadsheet for Small Business" package incorporates valuable programmed spreadsheets such as "Small Business Expense Spreadsheet" - provides accountants and tax-preparers with a complete report on relevant business expenses; "Producer's Budget" - helps users to establish budgets and keep track of their spending; "Monthly Personal Budget" - designed to track daily, weekly and monthly spending for individuals.

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