Many spreadsheet applications nowadays have functionality above and beyond the traditional, offering a variety of charts, look-up tables, databases and more functionality than can be mentioned here.
By opting for the competitive and performing "Spreadsheets for Small Business" and "Spreadsheets for Actors" ready-made spreadsheet packages in the detriment of time-consuming and difficult to use programmable spreadsheet generators, users can handle an extensive spectrum of business processes the quick and easy way.
These are the pros and cons of selling spreadsheets. The real beauty in this idea is that you could do the work once and there is no limit to how much you can earn, especially with effective use of the internet and other mass communication tools.
Once you design the type of budgeting spreadsheets you want to use, it will be easy to copy it for subsequent months or years. You can also use just one sheet and create tabs for each month.