All of these things pull you away from the thing you really want to do...which is to build and sell great spreadsheets. The best thing to do is use Excelville.com since they have web developers and internet marketing specialists to help get exposure for your spreadsheet.
You may want to create a workbook with multiple sheets for various aspects of your budget. You can have one sheet that keeps track of savings and investments and another sheet that lists your monthly bills.
The mentioned package includes valuable programmed spreadsheets such as the "Income and Residual Tracker" - provides professionals in the entertainment branch with detailed information regular and residual income; "The Biorhythm Plotter" - helps users in planning various events and actions based on Primary and Secondary Biorhythms (the spreadsheet solution allows users to choose the right timing for their actions according to personal intellectual, psychological and physiological factors); "Basic Actor Package" - designed to facilitate the process of calculating expenses.
Spreadsheet: A table of rows and columns, free for the entry of data, or formulae for calculating actions on those data. Each row or column is said to contain many 'cells' and these cells serve as 'homes' for every shred of information.
excel budget templates
examples of spreadsheet packages
what is a spreadsheet used for