Most spreadsheet applications have built in formulas and functions that will do the math for you so you don't have to. You can keep a running balance of your accounts and you can have each category totaled as well. You can keep it as simple or make it as sophisticated as you please.
"Spreadsheets for Small Business" is a complete package of ready-made spreadsheets that optimizes and facilitates a series of business processes such as sales exec commission tracking, calculating business expenses and planning budgets. The "Spreadsheet for Small Business" package incorporates valuable programmed spreadsheets such as "Small Business Expense Spreadsheet" - provides accountants and tax-preparers with a complete report on relevant business expenses; "Producer's Budget" - helps users to establish budgets and keep track of their spending; "Monthly Personal Budget" - designed to track daily, weekly and monthly spending for individuals.
You may want to create a workbook with multiple sheets for various aspects of your budget. You can have one sheet that keeps track of savings and investments and another sheet that lists your monthly bills.
The templates designed to use for saving calculations varies according to the saving calculations made depending on the types of calculations to be made. These spreadsheets make the calculations and the data entry easier than doing it by any other format.
uses of spreadsheet
examples of spreadsheet packages
blank spreadsheet templates