You may want to create a workbook with multiple sheets for various aspects of your budget. You can have one sheet that keeps track of savings and investments and another sheet that lists your monthly bills.
'Spreadsheets for Small Businesses' are as varied as the number of businesses out there! These solutions can boost the overall efficiency of your company. They account for many of the needs and requirements of small and medium-sized businesses, tracking sales exec commissions, business expenses at tax time and planning budgets to name but a few.
Protection of formulae : How often have you forgotten to protect the cell contains the formula that took you hours to test and perfect. It takes one instance of honest human error, and that formula is gone.
One user at a time : In the instance where there are a number of people required to work on a spreadsheet, they can only access it when no-one else is working on it.