You might be providing an extremely valuable service to many, many people. Your spreadsheet might free up peoples time from boring and tedious administrative work to spend more time doing things they love. It might help keep businesses above water or help them reach for new heights. Your spreadsheet might even help to create jobs or at least keep people employed.
You may want to create a workbook with multiple sheets for various aspects of your budget. You can have one sheet that keeps track of savings and investments and another sheet that lists your monthly bills.
So you've got what it takes to develop spreadsheets that others would find useful. Now you're thinking about selling your spreadsheets to both help people and generate some additional income using your MS Excel or other spreadsheet development skills. Well, as you know, there are pros and cons to everything you do. Read on to find out what some of them are:
Most spreadsheet applications have built in formulas and functions that will do the math for you so you don't have to. You can keep a running balance of your accounts and you can have each category totaled as well. You can keep it as simple or make it as sophisticated as you please.
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